Owner Financing in Albuquerque

If you are considering buying a home in Albuquerque but don't have the credit or qualifications needed to obtain funding through a conventional mortgage lender, owner financing is an option you may wish to consider.

What is Owner Financing?

Owner financing is when the prospective home buyer finances the purchase of the property directly through the home seller, instead of getting approval for funding via a mortgage lender. This allows much more freedom with terms and conditions as the clients would be working directly with each other to reach an agreement, instead of through a third party institutional lender. In today's economic conditions, the terms for getting approval on a loan are much stricter than before, so it can be nearly impossible for buyers to obtain a mortgage even if they have good credit or with some credit issues. Some Sellers are willing to finance the sell of their home themselves, Regardless of your credit with a cash down payment. Owner financing is a way to ensure all parties receive the deal that they want in a real estate transaction.

Get Financed for Your Albuquerque Home

At Primetime Realty, we specialize in facilitating and guiding our clients through the process of getting owner financing. Many of our successful transactions started with a simple Albuquerque home search where our client contacted us to get more information on how to obtain funding. Please keep in mind that in order to protect their own interests, home sellers who choose to finance may require a higher initial down payment than a mortgage lender would. However, these terms are of course negotiable, typically starting with 10% or more of the property value depending on the other terms of agreement.

Find Out More

We will help you find the home and funding you need for your Albuquerque dream home. Please use the form below to let us know more about the kind of property you are looking for so we can better assist you by coming up with a free list of no qualifying, owner financing homes. If you have any questions you would like to ask one of our brokers, please contact us anytime you'd like.

 

	[ * Indicates a Required Field. ]
Desired Areas:	NORTHEAST NORTHWEST SOUTHEAST SOUTHWEST RIO RANCHO CORRALES EAST MOUNTAIN NORTH VALLEY
Desired State:	ALABAMA ALASKA ARIZONA ARKANSAS CALIFORNIA COLORADO CONNECTICUT DELAWARE FLORIDA GEORGIA HAWAII IDAHO ILLINOIS INDIANA IOWA KANSAS KENTUCKY LOUISIANA MAINE MARYLAND MASSACHUSETTS MICHIGAN MINNESOTA MISSISSIPPI MISSOURI MONTANA NEBRASKA NEVADA NEW HAMPSHIRE NEW JERSEY NEW MEXICO NEW YORK NORTH CAROLINA NORTH DAKOTA OHIO OKLAHOMA OREGON PENNSYLVANIA RHODE ISLAND SOUTH CAROLINA SOUTH DAKOTA TENNESSEE TEXAS UTAH VERMONT VIRGIN ISLANDS VIRGINIA WASHINGTON WASHINGTON - DC WEST VIRGINIA WISCONSIN WYOMING*
Size of Home:	sq. ft. or more. *
Price Range:	Min. Max. *
Available For Down Payment:
Size of Lot/Land:	or more.
Number of Bedrooms:	Any 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 or more.
Number of Bathrooms:	Any 1 2 3 4 5 6 7 8 9 10 or more.
Floors:	Any 1 2 3 4 or more.
Car Garage:	Any 1 2 3 4 5 6 7 8 9 10 or more.
Property Type:	- Select Property Type - Two-Family/Duplex Townhouse Single Family (Semi-Attached) Single Family (Attached) Single Family (Detached) Residential Rental Owner Financing New Construction Multi-family/Mulitple Units Multi-family Mfd/Mobile Lease/Lease Purchase Land/Lot Loft Investment Farm/Ranch Co-op Condo/Townhouse/Co-op Condo Commercial Lease Commercial For Sale Business for Sale *
Age:	Any New Home 1990+ 1980-1989 Before 1979
Additional Comments
Provide any other information, questions or concerns here.
No Comments.
To whom shall I send this information?
First Name:	*
Last Name:	*
E-mail Address:	*
Daytime Phone:	*
Evening Phone:
What is your current address?
Address:	*
City:	*
State:	-Select- ALABAMA ALASKA ARIZONA ARKANSAS CALIFORNIA COLORADO CONNECTICUT DELAWARE FLORIDA GEORGIA HAWAII IDAHO ILLINOIS INDIANA IOWA KANSAS KENTUCKY LOUISIANA MAINE MARYLAND MASSACHUSETTS MICHIGAN MINNESOTA MISSISSIPPI MISSOURI MONTANA NEBRASKA NEVADA NEW HAMPSHIRE NEW JERSEY NEW MEXICO NEW YORK NORTH CAROLINA NORTH DAKOTA OHIO OKLAHOMA OREGON PENNSYLVANIA RHODE ISLAND SOUTH CAROLINA SOUTH DAKOTA TENNESSEE TEXAS UTAH VERMONT VIRGIN ISLANDS VIRGINIA WASHINGTON WASHINGTON - DC WEST VIRGINIA WISCONSIN WYOMING *
Zip:	*
When do you plan on buying or selling your home?
	- Select - ASAP Within a Month Within 1-3 Months Within 3-6 Months Within a Year Later than a Year Not Sure Yet Just Looking*
Are you currently working with a real estate agent?
	Yes No
How did you hear about this site?	*

 

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